Fresno Car Insurance Information
Vehicle owners in the city of Fresno pay 0.04 times or 4% cheaper in auto insurance premiums than the auto insurance average of the state.
The annual average rates of auto insurance in Fresno is approximately $1,854/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.
The table below clearly shows the average auto insurance cost of Fresno, California State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Fresno
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in the city of Fresno. It’s also worth noting that the rates of car insurance tend to vary based on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Fresno, the highest auto insurance quote was $2,664 as compared to the cheapest auto insurance firm’s quote that was $976.
To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Fresno together with their annual auto insurance rates in the table below. The rates below reflect a male driver of 30 years residing in Fresno who owns a Toyota Camry. Just remember that the rates change based on the vehicle you drive and whether you were involved in a car accident. It’s always good to compare insurance rates of about 3 firms so as to come up with the rates that are bet in your situation.
| Rank | Car insurance company name | Annual Rate |
|---|---|---|
| 1 | Kemper Specialty | $2664 |
| 2 | Bristol West | $2544 |
| 3 | Unitrin | $1740 |
| 4 | Progressive | $1529 |
| 5 | Allied | $1476 |
| 6 | Century National | $1380 |
| 7 | Grange | $1332 |
| 8 | Nationwide | $1008 |
Fresno Car Insurance Rate by Zip Code
The zip code of where you reside in Fresno city affects your rate of auto insurance. Besides your credit score and driving history, zip code is among the biggest factors that determine the rate of car insurance that you will pay. This is mainly due to the fact that uninsured motorist, theft and crime change with zip code. Therefore, if you are in a neighborhood that does not match well with the others, auto insurance firms might consider you as a high risk. This simply means that your auto insurance rates will be higher as compared to those of your friends living in another nearby block. This rule applies to most cities and Fresno is not an exception.
In Fresno, auto insurance premiums increase by $278 / 21% from 93720 up to 93702 zip codes. Some of the zip codes with the most expensive auto insurance rates in Fresno include; 93702, 93701, 93784, 93786 and 93750. Contrarily, the zip codes with the cheapest auto insurance rates in Fresno include; 93722, 93710, 93730, 93711 and 93720.
| ZIP CODE | Age | Male | Average rate | Highest | Lowest |
|---|---|---|---|---|---|
| 30 | male | ||||
| 30 | male | ||||
| 30 | male |
Fresno CAR INSURANCE RATES BY AGE
| Age | Average car insurance rate ($) |
|---|---|
| 70 | 1663 |
| 60 | 1584 |
| 50 | 1631 |
| 40 | 1759 |
| 30 | 1820 |
| 20 | 2718 |
| Teenagers | 6902 |
The table below contains data that compares the average rate of auto insurance in Fresno for various age groups. We’re attempting to give an explanation of how the rates of auto insurance gender change with the driver’s age. For instance, the average auto insurance rate in Fresno for a 20 year old driver is $2,718. Contrarily, the average rate of insurance for a driver in their 30s decreases to reach $1,820. This clearly indicates that the average auto insurance rate in Fresno tends to decrease as age of the driver increases. However, although these rates continue to decrease till drivers reach the 60s age range, they should anticipate a slight increase on reaching their70s.
In the city of Fresno, drivers experience significant decrease in their premium on reaching their 20s, since they pay $5317 on average less once they move from the age group of teenagers.
Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Fresno.
