Bakersfield Car Insurance Information
Bakersfield city stands at the 104th position in a list with cities that have the most expensive rates of car insurance in California State. As a matter of fact, vehicle owners in this city pay 0.3 times or 13% less in their auto insurance premiums than the auto insurance average of the state and 1.7 times/ 170% more than national average.
The annual average rates of auto insurance in Bakersfield city is approximately $1,526/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy. The table below clearly shows the average auto insurance cost of Bakersfield, California State and the national average.
CHEAPEST CAR INSURANCE COMPANIES IN Bakersfield
In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Bakersfield city. It’s also worth noting that the rates of car insurance tend to vary based on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Bakersfield, the highest auto insurance quote was 250% or $2,518 as compared to the cheapest auto insurance firm’s quote that was $960. Therefore, we suggest that you obtain auto insurance quotes from a minimum of 3 car insurance firms so that you can make a comparison on their rates.
To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Bakersfield together with their annual auto insurance rates in the table below.
| Rank | Auto insurance company name | Annual Rate |
|---|---|---|
| 1 | Kemper Specialty | $2518 |
| 2 | Unitrin | $1753 |
| 3 | Progressive | $1674 |
| 4 | Allied | $1633 |
| 5 | Bakersfield Average | $1526 |
| 6 | Grange | $1116 |
| 7 | Century National | $1056 |
| 8 | Nationwide | $960 |
Bakersfield Car Insurance Rate by Zip Code
In the above table, we’ve recorded data to compare various rates of car insurance rate in Bakersfield by the zip codes. We’re attempting to give an explanation of how the rates of car insurance change when there is change of zip codes. For instance, the average auto insurance rate in Bakersfield for a 30 years old male driver is $1543 for 93312 zip code. On the other hand, the average auto insurance rate for a similar driver is $1683 for 93305 zip code. We can clearly see that there is an increase in price per year of about $140 when there is change in zip codes in Bakersfield City. It’s therefore important to select the appropriate zip code so that you can obtain the cheapest auto insurance rate in Bakersfield. Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap car insurance in Bakersfield.
| Bakersfield Zip Codes | Gender | Age | Average Rate($) | Lowest($) | Highest($) |
|---|---|---|---|---|---|
| 93313 | Male | 30 | 1615 | 1173 | 2120 |
| 93312 | Male | 30 | 1543 | 1074 | 1900 |
| 93311 | Male | 30 | 1577 | 1163 | 1990 |
| 93309 | Male | 30 | 1585 | 1185 | 1972 |
| 93308 | Male | 30 | 1549 | 1074 | 1990 |
| 93307 | Male | 30 | 1620 | 1183 | 2057 |
| 93306 | Male | 30 | 1585 | 1074 | 1953 |
| 93305 | Male | 30 | 1683 | 1220 | 2088 |
| 93304 | Male | 30 | 1650 | 1220 | 2133 |
| 93301 | Male | 30 | 1627 | 1194 | 2058 |
Bakersfield CAR INSURANCE RATES BY AGE
| Age | Women ($) | Men ($) |
|---|---|---|
| 70 | 1330 | 1324 |
| 60 | 1232 | 1235 |
| 50 | 1305 | 1301 |
| 40 | 1407 | 1392 |
| 30 | 1557 | 1543 |
| 20 | 2885 | 3569 |
The table below contains data that compares the rate of auto insurance in Bakersfield City for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance depends on the gender and how they change with the driver’s age. For instance, the average auto insurance rate in Bakersfield for 20 year male drivers is $3,569. Contrarily, the average rate of insurance for women within the same age group decreases to reach $2,885. In addition, the car insurance rate for a female and male driver with 30 years of age is almost similar costing about $1,540/ year.
We can clearly see a huge decrease in price ($2,029/ year) while the age range of the driver moves from 20 years to 30 years. In addition, the auto insurance quotes of this city within the age range of 30 to 70 becomes stable costing approximately $1,300 for both genders. Therefore, you can obtain the cheapest auto insurance rate within this age range. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Bakersfield.
